JB Financial (175330) financial statements

+40.8%since 2021
FY2025 net interest income
₩2.0T▲ +3.5%
FY2025 net income
₩710.4B▲ +4.9%
FY2025 diluted EPS
₩3,619.00▲ +5.2%
FY2025 free cash flow
−₩1.2T

JB Financial income statement

JB Financial income statement
KRW millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Operating income952,314906,079799,978
Net interest income2,044,9321,975,9721,906,577
Pretax income964,704907,901799,500
Net income710,386677,517585,981
Diluted earnings per share3,619.003,439.002,907.00

JB Financial balance sheet

JB Financial balance sheet
KRW millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Total assets73,123,84466,721,91463,403,970
Total liabilities66,948,67260,997,10958,288,020
Total equity6,175,1725,724,8055,115,950
Customer deposits47,779,70444,140,63642,958,124

JB Financial cash flow statement

JB Financial cash flow statement
KRW millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Operating cash flow-1,137,480-963,150-299,878
Capital expenditure-49,774-74,755-376,042
Free cash flow (derived)-1,187,254-1,037,905-675,920
Dividends paid-219,954-201,175-162,277
Share repurchases-106,346-29,9870

Quarterly highlights

Quarterly highlights
KRW millionsQ2 FY2026Q1 FY2026Q4 FY2025Q3 FY2025
Period ended30 Jun 202631 Mar 202631 Dec 202530 Sep 2025
Net interest income (derived)554,707533,213534,113517,799
Operating income (derived)305,602221,310186,870281,076
Net income (derived)219,594166,110131,665208,275
Diluted earnings per share1,151.00n/an/a1,071.00
Operating cash flow (derived)-737,295-780,374-754,557-8,865
Total assets76,237,45473,982,48073,123,84471,254,396

JB Financial major shareholders

JB Financial major shareholders
HolderShare of classSharesFiled
삼양사14.9%27,948,87918 June 2026
얼라인파트너스자산운용14.6%27,653,20621 January 2026
오케이저축은행9.0%16,987,7608 March 2026
CapitalResearchandManagementCompany8.0%14,901,7306 August 2026

JB Financial DART filings

JB Financial DART filings
FiledFormType
13 August 2026Semiannual ReportHalf-year report
22 July 2026Major Matters ReportCurrent report
22 July 2026Major Matters ReportCurrent report
29 June 2026Major Matters ReportCurrent report
14 May 2026Quarterly ReportQuarterly report
17 March 2026Business ReportAnnual report
4 February 2026Major Matters ReportCurrent report
2 February 2026Major Matters ReportCurrent report

Common questions

What was JB Financial's net interest income in fiscal 2025?

JB Financial reported ₩2.0 trillion in net interest income for fiscal 2025, the year ended 31 December 2025, up 3.5% from fiscal 2024.

What was JB Financial's net income in fiscal 2025?

JB Financial reported net income of ₩710.4 billion for fiscal 2025, the year ended 31 December 2025, up 4.9% from fiscal 2024. Diluted earnings per share were ₩3,619.00.

What was JB Financial's free cash flow in fiscal 2025?

JB Financial had negative free cash flow of ₩1.2 trillion in fiscal 2025. Operating cash flow was -₩1.1 trillion and capital expenditure was ₩49.8 billion.

What were JB Financial's total assets at the end of fiscal 2025?

JB Financial reported total assets of ₩73.1 trillion at the end of fiscal 2025, the year ended 31 December 2025.

How much JB Financial history do I get?

Every account gets the full history, annual and quarterly, with first reported values and as of dates.