BNK Financial (138930) financial statements

+14.9%since 2021
FY2025 net interest income
₩3.0T▼ −0.8%
FY2025 net income
₩815.0B▲ +11.9%
FY2025 diluted EPS
₩2,512.00▲ +15.5%
FY2025 free cash flow
−₩2.1T

BNK Financial income statement

BNK Financial income statement
KRW millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Operating income902,681875,920801,174
Net interest income2,953,0772,977,3052,905,454
Pretax income1,094,703991,786875,561
Net income815,002728,548639,780
Diluted earnings per share2,512.002,174.001,905.00

BNK Financial balance sheet

BNK Financial balance sheet
KRW millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Total assets161,095,407152,470,491145,783,634
Total liabilities149,853,572141,322,916135,109,932
Total equity11,241,83511,147,57510,673,702
Customer deposits113,477,945107,855,430106,761,234

BNK Financial cash flow statement

BNK Financial cash flow statement
KRW millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Operating cash flow-2,023,799-1,335,576-5,802
Capital expenditure-93,519-82,946-115,183
Free cash flow (derived)-2,117,318-1,418,522-120,985
Dividends paid-256,060-196,144-234,979

Quarterly highlights

Quarterly highlights
KRW millionsQ2 FY2026Q1 FY2026Q4 FY2025Q3 FY2025
Period ended30 Jun 202631 Mar 202631 Dec 202530 Sep 2025
Net interest income (derived)724,015762,758768,633740,523
Operating income (derived)235,654283,11660,585380,399
Net income (derived)200,386211,38845,002294,230
Diluted earnings per share629.00662.00n/a920.00
Operating cash flow (derived)1,484,193-2,698,249-1,271,427-302,590
Total assets167,477,495163,098,858161,095,407158,408,956

BNK Financial major shareholders

BNK Financial major shareholders
HolderShare of classSharesFiled
국민연금공단7.6%23,477,02030 June 2026
오케이홀딩스6.5%20,124,5255 August 2026

BNK Financial DART filings

BNK Financial DART filings
FiledFormType
25 October 2026Major Matters ReportCurrent report
13 August 2026Semiannual ReportHalf-year report
23 July 2026Major Matters ReportCurrent report
14 May 2026Quarterly ReportQuarterly report
29 April 2026Major Matters ReportCurrent report
17 March 2026Business ReportAnnual report
4 December 2025Major Matters ReportCurrent report
13 November 2025Quarterly ReportQuarterly report

Common questions

What was BNK Financial's net interest income in fiscal 2025?

BNK Financial reported ₩3.0 trillion in net interest income for fiscal 2025, the year ended 31 December 2025, down 0.8% from fiscal 2024.

What was BNK Financial's net income in fiscal 2025?

BNK Financial reported net income of ₩815.0 billion for fiscal 2025, the year ended 31 December 2025, up 11.9% from fiscal 2024. Diluted earnings per share were ₩2,512.00.

What was BNK Financial's free cash flow in fiscal 2025?

BNK Financial had negative free cash flow of ₩2.1 trillion in fiscal 2025. Operating cash flow was -₩2.0 trillion and capital expenditure was ₩93.5 billion.

What were BNK Financial's total assets at the end of fiscal 2025?

BNK Financial reported total assets of ₩161.1 trillion at the end of fiscal 2025, the year ended 31 December 2025.

How much BNK Financial history do I get?

Every account gets the full history, annual and quarterly, with first reported values and as of dates.