Samsung Card (029780) financial statements
- FY2025 net income
- ₩645.9B▼ −2.8%
- FY2025 diluted EPS
- ₩6,053.00▼ −2.8%
- FY2025 free cash flow
- −₩1.6T
Samsung Card income statement
| KRW millions | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Period ended | 31 Dec 2025 | 31 Dec 2024 | 31 Dec 2023 |
| Revenue | n/a | 4,383,210 | 4,004,223 |
| Operating income | 853,695 | 885,421 | 810,007 |
| Pretax income | 858,017 | 888,010 | 811,110 |
| Net income | 645,923 | 664,593 | 609,439 |
| Diluted earnings per share | 6,053.00 | 6,228.00 | 5,711.00 |
Samsung Card balance sheet
| KRW millions | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Period ended | 31 Dec 2025 | 31 Dec 2024 | 31 Dec 2023 |
| Total assets | 32,174,782 | 29,494,083 | 28,806,534 |
| Total liabilities | 23,311,498 | 21,007,902 | 20,670,643 |
| Total equity | 8,863,284 | 8,486,181 | 8,135,891 |
Samsung Card cash flow statement
| KRW millions | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Period ended | 31 Dec 2025 | 31 Dec 2024 | 31 Dec 2023 |
| Operating cash flow | -1,575,026 | -837,748 | 1,335,755 |
| Capital expenditure | -12,055 | -6,220 | -12,074 |
| Free cash flow (derived) | -1,587,081 | -843,968 | 1,323,681 |
| Dividends paid | -298,790 | -266,777 | -266,777 |
Quarterly highlights
| KRW millions | Q2 FY2026 | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 |
|---|---|---|---|---|
| Period ended | 30 Jun 2026 | 31 Mar 2026 | 31 Dec 2025 | 30 Sep 2025 |
| Operating income (derived) | 208,636 | 210,015 | 194,648 | 213,639 |
| Net income | 154,202 | 156,284 | n/a | 161,690 |
| Diluted earnings per share | 1,445.00 | 1,465.00 | n/a | 1,515.00 |
| Operating cash flow (derived) | -590,098 | -1,489,953 | 213,514 | -1,101,411 |
| Total assets | 34,925,213 | 33,853,356 | 32,174,782 | 32,326,472 |
Samsung Card major shareholders
| Holder | Share of class | Shares | Filed |
|---|---|---|---|
| 삼성생명 | 71.9% | 83,264,673 | 1 April 2025 |
Samsung Card DART filings
| Filed | Form | Type |
|---|---|---|
| 13 August 2026 | Semiannual Report | Half-year report |
| 14 May 2026 | Quarterly Report | Quarterly report |
| 10 March 2026 | Business Report | Annual report |
| 13 November 2025 | Quarterly Report | Quarterly report |
| 13 August 2025 | Semiannual Report | Half-year report |
| 14 May 2025 | Quarterly Report | Quarterly report |
| 11 March 2025 | Business Report | Annual report |
| 13 November 2024 | Quarterly Report | Quarterly report |
Common questions
What was Samsung Card's net income in fiscal 2025?
Samsung Card reported net income of ₩645.9 billion for fiscal 2025, the year ended 31 December 2025, down 2.8% from fiscal 2024. Diluted earnings per share were ₩6,053.00.
What was Samsung Card's free cash flow in fiscal 2025?
Samsung Card had negative free cash flow of ₩1.6 trillion in fiscal 2025. Operating cash flow was -₩1.6 trillion and capital expenditure was ₩12.1 billion.
What were Samsung Card's total assets at the end of fiscal 2025?
Samsung Card reported total assets of ₩32.2 trillion at the end of fiscal 2025, the year ended 31 December 2025.
Who reported holding 5% or more of Samsung Card?
삼성생명 reported holding 71.9% of a class of Samsung Card shares in a filing dated 1 April 2025.
How much Samsung Card history does each plan include?
Free covers the last 3 fiscal years of annual figures. Basic covers the last 10 fiscal years, annual and quarterly. Pro covers the full history, with first reported values and as of dates.
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