Samsung Card (029780) financial statements

+17.2%since 2021
FY2025 net income
₩645.9B▼ −2.8%
FY2025 diluted EPS
₩6,053.00▼ −2.8%
FY2025 free cash flow
−₩1.6T

Samsung Card income statement

Samsung Card income statement
KRW millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Revenuen/a4,383,2104,004,223
Operating income853,695885,421810,007
Pretax income858,017888,010811,110
Net income645,923664,593609,439
Diluted earnings per share6,053.006,228.005,711.00

Samsung Card balance sheet

Samsung Card balance sheet
KRW millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Total assets32,174,78229,494,08328,806,534
Total liabilities23,311,49821,007,90220,670,643
Total equity8,863,2848,486,1818,135,891

Samsung Card cash flow statement

Samsung Card cash flow statement
KRW millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Operating cash flow-1,575,026-837,7481,335,755
Capital expenditure-12,055-6,220-12,074
Free cash flow (derived)-1,587,081-843,9681,323,681
Dividends paid-298,790-266,777-266,777

Quarterly highlights

Quarterly highlights
KRW millionsQ2 FY2026Q1 FY2026Q4 FY2025Q3 FY2025
Period ended30 Jun 202631 Mar 202631 Dec 202530 Sep 2025
Operating income (derived)208,636210,015194,648213,639
Net income154,202156,284n/a161,690
Diluted earnings per share1,445.001,465.00n/a1,515.00
Operating cash flow (derived)-590,098-1,489,953213,514-1,101,411
Total assets34,925,21333,853,35632,174,78232,326,472

Samsung Card major shareholders

Samsung Card major shareholders
HolderShare of classSharesFiled
삼성생명71.9%83,264,6731 April 2025

Samsung Card DART filings

Samsung Card DART filings
FiledFormType
13 August 2026Semiannual ReportHalf-year report
14 May 2026Quarterly ReportQuarterly report
10 March 2026Business ReportAnnual report
13 November 2025Quarterly ReportQuarterly report
13 August 2025Semiannual ReportHalf-year report
14 May 2025Quarterly ReportQuarterly report
11 March 2025Business ReportAnnual report
13 November 2024Quarterly ReportQuarterly report

Common questions

What was Samsung Card's net income in fiscal 2025?

Samsung Card reported net income of ₩645.9 billion for fiscal 2025, the year ended 31 December 2025, down 2.8% from fiscal 2024. Diluted earnings per share were ₩6,053.00.

What was Samsung Card's free cash flow in fiscal 2025?

Samsung Card had negative free cash flow of ₩1.6 trillion in fiscal 2025. Operating cash flow was -₩1.6 trillion and capital expenditure was ₩12.1 billion.

What were Samsung Card's total assets at the end of fiscal 2025?

Samsung Card reported total assets of ₩32.2 trillion at the end of fiscal 2025, the year ended 31 December 2025.

Who reported holding 5% or more of Samsung Card?

삼성생명 reported holding 71.9% of a class of Samsung Card shares in a filing dated 1 April 2025.

How much Samsung Card history does each plan include?

Free covers the last 3 fiscal years of annual figures. Basic covers the last 10 fiscal years, annual and quarterly. Pro covers the full history, with first reported values and as of dates.

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