Meritz Financial (138040) financial statements
- FY2025 net interest income
- ₩2.1T▲ +3.2%
- FY2025 net income
- ₩2.3T▼ −0.2%
- FY2025 diluted EPS
- ₩12,903.00▲ +5.4%
- FY2025 free cash flow
- −₩6.5T
Meritz Financial income statement
| KRW millions | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Period ended | 31 Dec 2025 | 31 Dec 2024 | 31 Dec 2023 |
| Operating income | 2,872,734 | 3,188,889 | 2,933,502 |
| Net interest income | 2,109,667 | 2,044,401 | 2,050,463 |
| Pretax income | 3,161,551 | 3,141,145 | 2,843,924 |
| Net income | 2,300,360 | 2,306,096 | 2,041,749 |
| Diluted earnings per share | 12,903.00 | 12,238.00 | 10,970.00 |
Meritz Financial balance sheet
| KRW millions | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Period ended | 31 Dec 2025 | 31 Dec 2024 | 31 Dec 2023 |
| Total assets | 135,457,984 | 115,578,247 | 102,235,843 |
| Total liabilities | 124,196,776 | 104,648,211 | 92,138,658 |
| Total equity | 11,261,208 | 10,930,036 | 10,097,185 |
| Customer deposits | 16,262,461 | 13,315,506 | 11,422,711 |
Meritz Financial cash flow statement
| KRW millions | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Period ended | 31 Dec 2025 | 31 Dec 2024 | 31 Dec 2023 |
| Operating cash flow | -6,472,007 | -3,918,171 | -1,271,036 |
| Capital expenditure | -24,083 | -72,049 | -43,348 |
| Free cash flow (derived) | -6,496,090 | -3,990,220 | -1,314,384 |
| Dividends paid | -241,095 | -448,334 | -40,345 |
Quarterly highlights
| KRW millions | Q2 FY2026 | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 |
|---|---|---|---|---|
| Period ended | 30 Jun 2026 | 31 Mar 2026 | 31 Dec 2025 | 30 Sep 2025 |
| Net interest income | 499,673 | 467,101 | n/a | n/a |
| Operating income (derived) | 967,554 | 854,829 | 338,945 | 862,313 |
| Net income (derived) | 775,065 | 666,969 | 310,715 | 654,695 |
| Diluted earnings per share | 4,670.00 | 3,926.00 | n/a | 3,712.00 |
| Operating cash flow (derived) | -1,962,604 | 2,259,013 | -1,981,789 | -1,596,174 |
| Total assets | 148,547,973 | 144,399,260 | 135,457,984 | 132,689,465 |
Meritz Financial major shareholders
| Holder | Share of class | Shares | Filed |
|---|---|---|---|
| 조정호 | 58.8% | 98,379,561 | 3 September 2026 |
| 국민연금공단 | 6.8% | 12,950,279 | 20 February 2025 |
Meritz Financial DART filings
| Filed | Form | Type |
|---|---|---|
| 20 September 2026 | Major Matters Report | Current report |
| 27 August 2026 | Major Matters Report | Current report |
| 27 August 2026 | Major Matters Report | Current report |
| 13 August 2026 | Semiannual Report | Half-year report |
| 14 May 2026 | Quarterly Report | Quarterly report |
| 25 March 2026 | Major Matters Report | Current report |
| 25 March 2026 | Major Matters Report | Current report |
| 17 March 2026 | Business Report | Annual report |
Common questions
What was Meritz Financial's net interest income in fiscal 2025?
Meritz Financial reported ₩2.1 trillion in net interest income for fiscal 2025, the year ended 31 December 2025, up 3.2% from fiscal 2024.
What was Meritz Financial's net income in fiscal 2025?
Meritz Financial reported net income of ₩2.3 trillion for fiscal 2025, the year ended 31 December 2025, down 0.2% from fiscal 2024. Diluted earnings per share were ₩12,903.00.
What was Meritz Financial's free cash flow in fiscal 2025?
Meritz Financial had negative free cash flow of ₩6.5 trillion in fiscal 2025. Operating cash flow was -₩6.5 trillion and capital expenditure was ₩24.1 billion.
What were Meritz Financial's total assets at the end of fiscal 2025?
Meritz Financial reported total assets of ₩135.5 trillion at the end of fiscal 2025, the year ended 31 December 2025.
How much Meritz Financial history do I get?
Every account gets the full history, annual and quarterly, with first reported values and as of dates.
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