M&T Bank (MTB) financial statements

+248.2%since 2007
FY2025 revenue
$9.7B▲ +4.4%
FY2025 net income
$2.9B▲ +10.2%
FY2025 diluted EPS
$17.00▲ +16.1%
FY2025 free cash flow
$2.9B▼ −15.7%

M&T Bank income statement

M&T Bank income statement
USD millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Revenue (derived)9,6909,2799,643
Net interest income6,9486,8527,115
Non-interest income2,7422,4272,528
Non-interest expense5,4935,3595,379
Provision for credit lossesn/an/a645
Pretax income3,6923,3103,619
Net income2,8512,5882,741

M&T Bank balance sheet

M&T Bank balance sheet
USD millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Cash and cash equivalents1,7011,9091,731
Total assets213,510208,105208,264
Total liabilities184,333179,078181,307
Total equity29,17729,02726,957
Customer deposits166,909161,095163,274
Customer loans, net136,586133,397131,939

M&T Bank cash flow statement

M&T Bank cash flow statement
USD millionsFY2025FY2024FY2023
Period ended31 Dec 202531 Dec 202431 Dec 2023
Operating cash flow3,0033,6103,905
Capital expenditure-143-216-256
Free cash flow (derived)2,8603,3943,649
Dividends paid-899-895-868
Share repurchases-2,631-396-594

Quarterly highlights

Quarterly highlights
USD millionsQ2 FY2026Q1 FY2026Q4 FY2025Q3 FY2025
Period ended30 Jun 202631 Mar 202631 Dec 202530 Sep 2025
Revenue (derived)2,5322,4412,4752,513
Net interest income (derived)1,7921,7521,7791,761
Net income (derived)818664759792
Diluted earnings per share5.324.13n/a4.82
Operating cash flow (derived)1,2681,0125231,001
Total assets219,261214,736213,510211,277

M&T Bank major shareholders

M&T Bank major shareholders
HolderShare of classSharesFiled
Vanguard Capital Management7.6%11,332,37330 April 2026
Abigail P. Johnson6.3%9,166,5495 November 2026
FMR LLC6.3%9,166,5495 November 2026
Wellington Group Holdings LLP6.0%9,894,06512 May 2025
Wellington Investment Advisors Holdings LLP6.0%9,894,06512 May 2025

M&T Bank 10-K and SEC filings

M&T Bank 10-K and SEC filings
FiledFormTypeDescription
16 October 20268-KCurrent reportCurrent report
28 September 20268-KCurrent reportCurrent report
22 September 20268-KCurrent reportCurrent report
14 September 20268-KCurrent reportCurrent report
4 August 202610-QQuarterly reportQuarterly report
21 July 20268-KCurrent reportCurrent report
15 July 20268-KCurrent reportCurrent report
16 June 20268-KCurrent reportCurrent report

Common questions

What was M&T Bank's revenue in fiscal 2025?

M&T Bank reported $9.7 billion in revenue for fiscal 2025, the year ended 31 December 2025, up 4.4% from fiscal 2024.

What was M&T Bank's net income in fiscal 2025?

M&T Bank reported net income of $2.9 billion for fiscal 2025, the year ended 31 December 2025, up 10.2% from fiscal 2024. Diluted earnings per share were $17.00.

What was M&T Bank's free cash flow in fiscal 2025?

M&T Bank had $2.9 billion in free cash flow in fiscal 2025. Operating cash flow was $3.0 billion and capital expenditure was $143 million.

What were M&T Bank's total assets at the end of fiscal 2025?

M&T Bank reported total assets of $213.5 billion at the end of fiscal 2025, the year ended 31 December 2025.

How much M&T Bank history does each plan include?

Free covers the last 3 fiscal years of annual figures. Basic covers the last 10 fiscal years, annual and quarterly. Pro covers the full history, with first reported values and as of dates.