Aozora Bank (8304) financial statements

−40.9%since 2016
FY2026 net income
¥25.7B▲ +25.3%
FY2026 diluted EPS
¥185.41▲ +20.4%
FY2026 free cash flow
¥130.3B

Aozora Bank income statement

Aozora Bank income statement
JPY millionsFY2026FY2025FY2024
Period ended31 Mar 202631 Mar 202531 Mar 2024
Pretax income27,17119,386-53,174
Net income25,70520,518-49,904
Diluted earnings per share185.41154.02n/a

Aozora Bank balance sheet

Aozora Bank balance sheet
JPY millionsFY2026FY2025FY2024
Period ended31 Mar 202631 Mar 202531 Mar 2024
Cash and cash equivalents1,508,4921,409,3711,579,781
Total assets8,601,6737,762,4347,603,002
Total liabilities8,110,0617,302,7487,211,924
Total equity491,611459,685391,078
Long-term debt57,962124,640181,397
Customer deposits6,030,7755,598,3015,634,992

Aozora Bank cash flow statement

Aozora Bank cash flow statement
JPY millionsFY2026FY2025FY2024
Period ended31 Mar 202631 Mar 202531 Mar 2024
Operating cash flow132,619-56,900133,949
Capital expenditure-2,311-1,447-2,394
Free cash flow (derived)130,308-58,347131,555
Dividends paid-12,177-7,478-13,548
Share repurchases000

Half-year highlights

Half-year highlights
JPY millionsH1 FY2026H1 FY2025H1 FY2024H1 FY2023
Period ended30 Sep 202530 Sep 202430 Sep 202330 Sep 2022
Net income13,61311,91912,04815,389
Diluted earnings per share98.2093.21102.96131.57
Operating cash flow324,081171,321164,786-282,834
Total assets8,165,5917,688,6377,759,3637,157,529

Aozora Bank major shareholders

Aozora Bank major shareholders
HolderShare of classSharesFiled
野村證券株式会社5.2%7,287,92823 July 2026

Aozora Bank EDINET filings

Aozora Bank EDINET filings
FiledFormType
26 June 2026Extraordinary ReportCurrent report
17 June 2026Annual Securities ReportAnnual report
27 November 2025Semiannual Securities ReportHalf-year report
27 June 2025Extraordinary ReportCurrent report
25 June 2025Extraordinary ReportCurrent report
20 June 2025Annual Securities ReportAnnual report
27 November 2024Semiannual Securities ReportHalf-year report
1 July 2024Extraordinary ReportCurrent report

Common questions

What was Aozora Bank's net income in fiscal 2026?

Aozora Bank reported net income of ¥25.7 billion for fiscal 2026, the year ended 31 March 2026, up 25.3% from fiscal 2025. Diluted earnings per share were ¥185.41.

What was Aozora Bank's free cash flow in fiscal 2026?

Aozora Bank had ¥130.3 billion in free cash flow in fiscal 2026. Operating cash flow was ¥132.6 billion and capital expenditure was ¥2.3 billion.

What were Aozora Bank's total assets at the end of fiscal 2026?

Aozora Bank reported total assets of ¥8.6 trillion at the end of fiscal 2026, the year ended 31 March 2026.

Who reported holding 5% or more of Aozora Bank?

野村證券株式会社 reported holding 5.2% of a class of Aozora Bank shares in a filing dated 23 July 2026.

How much Aozora Bank history does each plan include?

Free covers the last 3 fiscal years of annual figures. Basic covers the last 10 fiscal years, annual and semiannual. Pro covers the full history, with first reported values and as of dates.